**Effective Date:** 01-08-2024

Welcome to **Middle Class Trader**! These terms and conditions ("Terms") apply to the use of our website, [**www.middleclasstrader.in**](http://www.middleclasstrader.in) (the "Site"), and any related services offered by us. By accessing or using our Site, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use our Site.

1. Use of the Site

1.1 Eligibility
You must be at least 18 years old to use our Site. By using the Site, you represent and warrant that you have the legal capacity to enter into a binding agreement.

1.2 Account Registration
To access certain features of the Site, you may be required to create an account. You are responsible for maintaining the confidentiality of your account information, including your username and password. You agree to accept responsibility for all activities that occur under your account.

2. Intellectual Property Rights

2.1 Ownership
All content, including but not limited to text, graphics, images, logos, videos, and software, available on the Site is the property of Middle Class Trader or its content suppliers and is protected by intellectual property laws.

2.2 License to Use
We grant you a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes. You may not reproduce, distribute, modify, or create derivative works from any content on the Site without our express written consent.

3. User Conduct

3.1 Prohibited Activities
You agree not to use the Site for any unlawful purpose or any purpose prohibited by these Terms. Prohibited activities include, but are not limited to:
- Engaging in any form of harassment, discrimination, or abuse.
- Uploading or transmitting viruses or other malicious code.
- Attempting to interfere with the proper functioning of the Site.
- Using the Site to engage in fraudulent activities.
3.2 Termination
We reserve the right to suspend or terminate your access to the Site at our sole discretion, without notice or liability, for any reason, including if we believe you have violated these Terms.

4. Purchases and Payments

4.1 Payment Terms
All payments for courses, subscriptions, and services must be made through our designated payment processors. You agree to provide accurate and complete payment information and to promptly update your payment details if necessary.

4.2 Refund Policy
Our Refund Policy governs any requests for refunds. Please refer to our Refund Policy for more information.

5. Limitation of Liability

To the fullest extent permitted by law, Middle Class Trader and its affiliates, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, or goodwill, arising from your use of the Site, even if we have been advised of the possibility of such damages.

6. Disclaimer of Warranties

The Site is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free from viruses or other harmful components.

7. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Tamil Nadu, India. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in [City], Tamil Nadu.

8. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page, and the "Effective Date" at the top of these Terms will be updated. Your continued use of the Site after such changes constitutes your acceptance of the new Terms.

9. Contact Us

If you have any questions about these Terms, please contact us at:

**Middle Class Trader**  
Email: middleclasstradings@gmail.com  
Phone: +91 90926 82902